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Use your tax refund or save it? Tax refunds are delayed but plan now to invest or splurge.

Elisabeth Buchwald, USA TODAYComments Off on Use your tax refund or save it? Tax refunds are delayed but plan now to invest or splurge.

Waiting on your tax refund? Experts say make a plan now. Consider paying off debt, contributing to an IRA, emergency savings or changing W-4 form.

     
Elisabeth Buchwald, USA TODAY
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