Author: Peter Dunn, Special to USA TODAY

If you’re excited to see 2020 end, you’re not alone. But don’t get in too much of a hurry. This is a chance to set your financial life straight.

How can you possibly begin to evaluate the value of an education if you don’t know how it will impact your finances upon the payments coming due?

We told our recent grad he could live with us in 2020 to get on his feet, but he’s struggled to find steady work. What financial rules should we set?

A reader lost her marketing job, but found a new one that pays less. Despite the income change, it’s still possible to save up for retirement.

I don’t believe low interest rates are a reason for a nonbuyer to turn into a buyer. Instead, low interest rates just sweeten the pot for buyers.

When a person reduces their retirement contribution level in response to an employer’s reduction of the match, the only one affected is the employee.

Group life and disability benefits are fantastic. They are cheap and easily attainable. But they should not replace policies you can buy outside work.

Sometimes children don’t always have financial problems, they have discipline problems. Giving them money won’t solve the discipline problems.

You’re likely earning significantly less interest on your savings deposits than you are paying in interest on your HELOC.

But the decisions you make in the next couple of years will certainly determine whether you will have the sort of retirement you’ve always wanted.