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Author: Swapna Venugopal Ramaswamy, USA TODAY

Money

Insurance companies are leaving California due to wildfire risk. What homeowners can do.

July 6, 2023Swapna Venugopal Ramaswamy, USA TODAYComments Off on Insurance companies are leaving California due to wildfire risk. What homeowners can do.

The increased number and severity of wildfires increase has led to a sharp rise in insurers’ decisions not to renew policies in California.

Money

A move from California to Texas could save a million dollars. Many Americans are opting in

July 4, 2023Swapna Venugopal Ramaswamy, USA TODAYComments Off on A move from California to Texas could save a million dollars. Many Americans are opting in

The number of people leaving the Golden State for Texas has grown by 36% between 2016 and 2021.

Money

Exclusive: 64% of Americans would welcome a recession if it meant lower mortgage rates

June 16, 2023Swapna Venugopal Ramaswamy, USA TODAYComments Off on Exclusive: 64% of Americans would welcome a recession if it meant lower mortgage rates

82% of those surveyed believe the country is facing an unprecedented housing affordability crisis.

Money

The Daily Money: Disconnect between current rents and shelter inflation data

June 14, 2023Swapna Venugopal Ramaswamy, USA TODAYComments Off on The Daily Money: Disconnect between current rents and shelter inflation data

The CPI program collects rent data from each rental unit every six months since rents are locked in place for a given lease term.

Money

Getting ‘duped’ is cool now: The Daily Money

June 12, 2023Swapna Venugopal Ramaswamy, USA TODAYComments Off on Getting ‘duped’ is cool now: The Daily Money

Inflation and young shoppers are the biggest drivers of the trend, which is now cool and fun to hunt the “best dupes” on certain items.

Money

The Fed’s inflation-fighting tactic was effective in cooling the housing market. What now?

June 5, 2023Swapna Venugopal Ramaswamy, USA TODAYComments Off on The Fed’s inflation-fighting tactic was effective in cooling the housing market. What now?

Affordability trends in the coming months will depend on mortgage rates and the supply and demand dynamics fueling nominal house price appreciation.

Money

‘Not all gloom and doom’: How this Florida Gen Z home buyer bought in an uncertain market

June 2, 2023Swapna Venugopal Ramaswamy, USA TODAYComments Off on ‘Not all gloom and doom’: How this Florida Gen Z home buyer bought in an uncertain market

There are ways to get deals done as both buyers and sellers are on the same page with concessions.

Money

Is the housing market going to crash? What experts say about the possibility in 2023.

May 31, 2023Swapna Venugopal Ramaswamy, USA TODAYComments Off on Is the housing market going to crash? What experts say about the possibility in 2023.

The housing market across the US is cooling down, but does that mean it’s headed for a crash? Here’s what experts expect to happen in 2023.

Money

New to adulting? Recent college grads can find a friendly housing market in these 10 cities

May 26, 2023Swapna Venugopal Ramaswamy, USA TODAYComments Off on New to adulting? Recent college grads can find a friendly housing market in these 10 cities

New college grads entering the market are forced to make a lot of decisions about their budget and rent affordability.

News

It must be that Southern Charm! These areas in the South are topping the housing index

May 22, 2023Swapna Venugopal Ramaswamy, USA TODAYComments Off on It must be that Southern Charm! These areas in the South are topping the housing index

These metros remain a relatively affordable place to live and work, attracting people and businesses while other metros have become unaffordable.

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